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The Official Merchant
Services Blog
The Official Merchant Services Blog
Should you Pay Credit Card Fees or Surcharge Your Customers?
Businesses often face a double-edged sword when accepting credit cards. Credit card processing comes with fees that can eat into your profits, but defraying the cost with a surchar...
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Construction Payment Processing Complete Guide
Construction projects involve vast sums of money and tight margins, yet payment cycles in this industry are notoriously slow and complicated. Each year, the construction sector fac...
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European Payment Revolution: Mandatory Instant Payments
The European Union is ushering in a new era of payments with the EU Instant Payment Regulation (IPR), a landmark reform set to make real-time euro transfers the standard across the...
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Buy Now Pay Later Business Impact: 52% Merchant Reality
Buy Now, Pay Later (BNPL) has revolutionized retail by transforming the way consumers approach spending and how merchants drive sales. What started as an alternative payment method...
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Digital Wallet Dominance: 90% SMB Adoption Reality
Research indicates that digital wallet adoption among small and medium-sized businesses (SMBs) is on the rise in 2025. Growth is being driven by consumer demand and rapid advances ...
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Payment Orchestration: The 35% Investment Surge
In an era of rapidly expanding digital commerce, payment technology is evolving rapidly. Companies are moving beyond single-gateway systems to smarter orchestration layers that tie...
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Cross-Border Payment Revolution: Stablecoins Go Mainstream
Cross-border payments remain slow, costly, and complex, with legacy rails like SWIFT causing multi-day delays and billions in hidden fees. Stablecoins, digital tokens pegged to fia...
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B2B Payment Revolution: The $500B Virtual Card Opportunity
Digital transformation is rapidly reshaping B2B payments. U.S. businesses are expected to move $17.6 trillion via ACH alone by the end of 2025, and overall buyer-supplier transacti...
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AI Fraud Detection Reality Check for SMBs
Cybercrime is exploding, and small businesses are in the crosshairs. Global fraud losses are projected to hit $10.5 trillion by 2025, and U.S. losses alone reached about $12.5 bill...
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