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The Official Merchant Services Blog

Get the latest merchant services news, strategies, and announcements on the Official Merchant Services Blog.

Discover On Us Update [2023 Update]

Discover is updating the Discover "On Us" plan yet again, in an attempt to entice more merchants to accept Discover cards. Originally, the Add Discover on Discover promotion from 2...

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Can Durbin Debit Rates Go Even Lower? [2025Update]

A new U.S District Court ruling could lead to major changes in debit card processing fees. Will the Durbin debit rates go lower with this? Let us understand. On July 31, U.S....

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MCX, Paydiant, and the Battle Over Mobile Wallets [2023 Update]

The mobile Internet revolution is rapidly changing the longstanding status quo in the payment processing industry. As more people purchase items with their mobile devices, the pub...

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Visa, MasterCard weigh PIN vs. Signature [2023 Update]

Today the Official Merchant Services Blog takes us to Australian and covers a topic that the big card brands are pushing as a needed security measure in the credit card processing ...

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NSA PRISM Program Could be Expanded to Card Data [2023 Update]

It was recently revealed that the federal government has been monitoring private citizens’ phone records through the National Security Agency. The program is said to have collect...

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What Does The Future Hold For Interchange?

Now that card payments are a major force in the economy, a system had to be set up to move this “virtual” currency from customer to business. This system is the basis of inter...

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Q1 2013 NACHA Report Shows Decline of Paper Checks [2023 Update]

NACHA, the governing body that oversees the automated clearing house network, released figures from the first quarter of 2013 regarding transaction volume and overall traffic on th...

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Parking Meters See Decline in Cash, Rise in Cards

A recent report from the city of Los Angeles’ parking department showed that for the first time more than half of the payments made for public parking were from a debit or credit...

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Paying With Your Fingerprint? -2025 Update

Could the next emerging payment method be associated with your fingerprint? In a recent six-month trial, a grocery store chain in France gave their customers the choice of signing...

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