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The Official Merchant Services Blog

Get the latest merchant services news, strategies, and announcements on the Official Merchant Services Blog.

How to Choose the Best Merchant Services Agent Program

The world of merchant services is extremely exciting, yet it can be competitive. There are countless opportunities to make money in this industry, but throughout it all, you want t...

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American Express Announces E-Commerce Bank Transfer

Starting later this year, American Express is offering online shoppers a brand-new way to pay retailers directly from their bank account, in real-time, without the need to use a de...

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What Are Level 2 and Level 3 Data?

Credit card brands divide their fee structure into three groups: Level 1, Level 2, and Level 3. The higher the level, the lower the interchange fees for the merchant. While a major...

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ACLU Makes the Case Against Cashless Stores

The American Civil Liberties Union, or ACLU, has been defending individual rights and freedoms guaranteed by the Constitution, as well as by the laws of the United States of Americ...

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B2B Payment Processing Solutions and Interchange Rates

B2B, or business to business, describes a transaction in which the customer is another business rather than of an individual. Whether it’s goods, services, or both, B2B payments ...

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Companies Ask Congress For Data Protection Law

Dozens of CEOs from companies like IBM and Amazon has sent an open letter to Senate and House leaders asking for comprehensive data protection laws. The letters claim state consume...

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What the Looming SCA Deadline Means for Merchants

With the Second Payment Services Directive (PSD2) now live, the European Union's Strong Customer Authentication (SCA) regulation is now set to go into effect this month. The regula...

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Regulated and Unregulated Debit: What You Need to Know

Following the financial crisis of 2008 Congress won the ability to regulate swipe fees, or debit interchange fees, charged to retailers by Visa and Mastercard, as well as charged b...

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What 5G Will Mean For Mobile Payments

The expected global rollout of 5G technology is predicted to bring many changes to today's connected global economy. With real-time, high-speed data flow, 5G is likely to fuel even...

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