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The Official Merchant
Services Blog

The Official Merchant Services Blog

Get the latest merchant services news, strategies, and announcements on the Official Merchant Services Blog.

How Businesses Should Prepare For a Data Breach [2023 Update]

You might not want to think about it, but there is always a potential your business could be hit by a data breach. The info you keep on your customers, your finances, and other se...

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How to Get a Bad Credit Merchant Account [2025 Update]

You may assume it would be impossible for you to obtain a merchant account if you have poor credit. You might have gotten a bad credit rating due to issues like your business not ...

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Address Verification Service (AVS) Prevents Chargebacks

Chargebacks are among the scariest concerns you might come across when running an online business. Chargebacks can keep you from earning the money you deserve. They can hurt your ...

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Merchant Account, Payment Gateway, or Both?

You’ll need a merchant account and a payment gateway when accepting credit cards at your business. But some groups will provide both of them for your use. You will always req...

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Mobile Credit Card Processing Efforts Require Android or iOS Software Support

You’ll need a quality program that can help you review how your mobile credit card processing operations are running at your business site. You can use an Android or iOS-based p...

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How Federated Identity Solutions Help Merchants Create Convenient Payment Experiences

Federated identity management isn’t something people often think about when looking at how merchants can facilitate payment efforts. But the process is essential, as it is about...

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Current Changes To Interchange Rates For 2021

Visa and MasterCard were both planning on changing their interchange rates in 2021. But pandemic-related issues and concerns have prompted them to delay their increases. They will...

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Omnichannel vs. Multichannel Lending: How To Expand Your Customer Base

The terms “omnichannel” and “multichannel” might sound similar, but there are distinct differences between these two points. This aspect is true for lending, as they entai...

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7 Ways Your High-Risk Business Can Prevent Chargebacks

Your business may already be a high-risk entity because you’ve been dealing with chargebacks. Chargebacks are inconvenient for how they cause you to lose money from both lost tr...

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