Get the payment processing solution that fits your business
Category: Payment Processing
The Road to Savings
Host Merchant Services is able to guarantee its customers savings and the lowest rates possible. Take a trip with us on the road to savings and learn how you can save money o...
Read MoreNew Fees Added in 2012
Payment Processing Fees Added in 2012 The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As p...
Read More
Merchant Category Codes (MCC) Explained: A Complete Guide
Merchant category codes affects both merchants and consumers. What is this mystery number and how does it affect your business or you personally? It’s a number that’s more im...
Read More
How Heartland Payments Uses Scare Tactics to Justify Overcharging Merchants
Is Heartland using scare tactics to justify overcharging you? If you’re like most Heartland customers, you have a pretty substantial bill for credit card processing. M...
Read MoreMerchant Services Interchange Fees, Part 2
Interchange Reimbursement Rates and Credit Card Processing Pricing Explained, Part 2 Finally there is Interchange Plus pricing, which is exclusively how we quote at Host Me...
Read MoreThe Durbin Amendment Part 2
What is the Actual Impact For Merchants? While the law went into effect in October of 2011, there still is quite a lot of speculation on how these regulations will impact merch...
Read MorePartial Payment Authorization Now in Effect, Part 2
What does this mean for the merchant? Merchants will need to pay close attention to the authorization message and receipts being returned at the point of sale. In cases w...
Read MoreVoice Authorization Fee
Voice Authorization is a security measure used by the credit card industry to ensure that a particular purchase is being authorized by the actual card holding customer. Voice...
Read MoreChargeback Fee
In the case of a chargeback, a customer disputes a certain charge on their credit card and the merchant must prove that the charge is valid. That is known as a retrieval request. ...
Read More