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Category: Payment Processing

Everything You Need To Know About Chargebacks

What is a Chargeback?   A chargeback occurs when a cardholder is unsatisfied with a transaction and requests the card-issuing bank to reverse it. This process protect...

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Differences Between Chargebacks and Disputes

Chargebacks and disputes are common words in the finance industry, especially where cardholders are involved. Both terms describe transactions where errors occurred. They can have...

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What Happens If I Get Too Many Chargebacks?

A chargeback can be one of the worst things for any business that accepts credit cards to experience. A chargeback will entail the customer getting money back from a transaction b...

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ACH Processing: Frequently Asked Questions

ACH processing is an integral part of day-to-day business. Here is a complete list of frequently asked questions related to ACH and its processing. ACH Processing FAQ What ...

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Guide To Common ACH Return Codes and Errors

Automated Clearing House (ACH) is quickly becoming a major part of the payment ecosystem. Although credit card brands such as Visa and Mastercard approve payments on their own net...

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Wire Transfers or ACH: Which Should You Use?

Wire transfers and Automated Clearing House or ACH transactions are among the most common electronic money transfer services you can utilize. You must recognize how these two plat...

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Best Practices for Handling Card Not Present (CNP) Transactions

Online and eCommerce have been expanding at a rapid pace. Over the past decades, the proliferation of smartphones and tablets has shifted spending habits that have been accelerate...

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What Credit Card Decline Codes Mean?

If your business processes credit cards, you may have seen a number of payment decline codes. Declined credit cards are quite common in any business scenario, especially in B2...

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Which Payment Channel is Best for Your Business?

Today, credit card payment processing is trending in business. With numerous payment channels available for processing payment cards, it can be quite overwhelming to select on...

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