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Category: Payment Processing
The Payments Industry Landscape: The Payment Ecosystem of Today
There has been so much technological development in the card payments industry landscape over the past seventy years. It all started in the late '40s when Frank McNamara forgot hi...
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Everything to Know About Realtime Payments
Realtime payments have been a hot topic in the financial service industry. Many jurisdictions across the globe have already implemented faster payments, and various other nations ...
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What Are Cashless ATMs?
While cash has been the go-to payment option for decades, it’s quickly being pushed aside by the convenience of credit and debit cards. Most people prefer to pay with a card rat...
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Understanding POS Debit and Point of Sale Charges
Debit cards have increasingly become the preferred method of payment as it offers the same functionality and security that a credit card does while also limiting a person's spendi...
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What Is A Bank Identification Number (BIN)
The use of credit cards is becoming routine in day-to-day e-commerce businesses. As a result, it is essential to understand everything connected to credit card use. One of the thi...
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PIN Debit or Signature Debit: Which Costs Less?
Both PIN debit and signature debit transactions look the same at face value. They are both conducted on a debit card, so what’s the difference? The truth is there are some si...
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What is a Merchant Identification Number?
2021 is on track to be a banner year for new business starts in the U.S., marking a new record for business formation. There was nearly a 23% increase in new businesses starting i...
Read MoreHow Popular is Discover Card vs. Visa and MasterCard?
Since their inception credit cards have been instrumental in expanding businesses and transactions by facilitating purchases and the expansion of the global economy. Today there a...
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RDFI and ODFI: What’s the Difference
Every ACH transaction goes through two financial institutions: the RDFI and ODFI. These two play major roles in ACH payment processing; one cannot do without the other. However, a...
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