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Category: Credit Cards
ACH vs. Credit and Debit Cards: Differences and Similarities
While you might already accept credit and debit cards from your customers, you could also consider accepting ACH payments. Let us understand the major differences and similarities...
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How to Get the Cheapest Credit Card Processing Rates in [year]
For many small businesses, one of the biggest charges they face is payment processing. So getting the cheapest credit card processing rates is vital. Even minor differences can ad...
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A History of Credit Card Processing
Credit cards have had a transformational impact on how humans transact, make purchases, and grow the global economy. However, not everyone is aware of how the roots of credit car...
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A Complete Guide to the American Express OptBlue Program
Many merchants can’t accept American Express cards because of its approval complexity and high rates. This left many merchants disappointing consumers who prefer to pay with Ame...
Read MoreMerchant Services: Consumer Credit Card Protection, Part 2
Debit cards are another way for customer to pay that offer the same convenience as a credit card, but the funds are deducted directly from their bank account instead of ...
Read MoreMerchant Services: Online Fraud Prevention, Part 2
Phishing Phishing has become of the more recent online frauds that have surfaced. The way phishing works is that an e-mail is sent from a notable company saying that there is a...
Read MoreIdentity Theft: Protect Your Credit Score
Who Can Help? Identity theft can seem daunting, but with the right resources and dedication, it is possible to restore your credit score. The following resources can p...
Read MoreGetting to Know Credit Cards and Debit Cards, Part 2
Terminology Credit Card Terminology – definitions of common terms used associated with credit cards.Card Terminology – glossary of terms that are typically used i...
Read MoreCREDIT CARD PROCESSING, Part 2
Step Four: The card reader recognizes who the customer is and contacts the bank that issued the credit card. Step Five: The customer’s bank sends $10 to the mer...
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