Tag Archives: phishing

credit card phishing 45625405

Ways To Detect Phishing Attacks On Your E-Commerce Business

Phishing is a dangerous threat to every ecommerce business that no one should ignore. Phishing can entail people sending emails that claim to be from legitimate companies. It could also involve people getting links through text messages telling them to do something. There might even be emails or messages promoting unique things that you aren’t offering. 

Those emails and links will ask customers and other readers to send sensitive bits of data to them, including credit card numbers, tax identification numbers, passwords, and other things. Phishers can use these things to steal customer data and to make unauthorized purchases in their names. The effort can be risky and potentially harmful to anyone.

Your ecommerce business could experience a phishing attack. You can use a few points to help you identify phishing attacks and to keep them and the possible damage to your business’ reputation from becoming worse.

Review Your Communications

Phishing often comes from hackers and thieves using your identity to communicate with people. Thieves can create unique emails, texts, phone calls, and other forms of communication to try and reach others.

Check on the messages people are receiving and how you’re creating something unique and distinct. You can tell you’re dealing with phishing attacks if someone tries to create different messages that are different from what people might expect to find where you are.

Look At Your Checkout Page

Phishing attacks also entail hackers adding questionable JavaScript pieces to your website. They can add new JavaScript data to a WooCommerce or Magento page, for example. The extra data can move people towards a malicious website. Check how your checkout page is working and that the code here is the same as what you have been using for a while to ensure there are no threats.

You can also check on how often people access your checkout page. Sometimes you might experience less traffic than usual. The regular traffic you get might be going to a phisher’s checkout page. There might also be links on your current page that move people away from whatever you’re trying to support.

Your PayPal Account Is Suspended

PayPal is one of the most popular online payment platforms ecommerce businesses can use today. PayPal’s security measures are part of why it is popular. PayPal can temporarily suspend accounts if it notices unusual activities. These include cases where an outside party might get access to funds.

A phisher can collect enough data from your customers to where they can get access to their financial contents in moments. They can use those details to do illegitimate business with you, including making purchases that might be extremely expensive.

PayPal can temporarily shut off your account if it sees too many questionable things happening with your account. This problem is a sign you’re dealing with a phishing attack, as multiple users’ accounts will have been compromised.

What Are Other Parties Reporting?

You can also spot phishing attacks based on what other parties you work with are reporting surrounding your business. A delivery service or ordering platform might report it is receiving unusual amounts of data surrounding your business. But that data could be from a phishing attack as a party impersonates your business. The partner you work with might suspend your access to something, making it harder for you to get online and do business with others.

Check with your work partners to see how much business you’re getting at a time. Watch for sudden spikes or changes in your business efforts, and check why these things are happening. Anything unusual in your business could be a sign of a phishing attack.

Watch For URL Copycats

One trick that phishers use when stealing data is to copy your URL and make slight alterations to the content. They can use a slight change in spelling or a different extension to look legitimate. People often fall for these shifts because the URLs look similar to what you hold.

Check online to see if there are any URLs out there that are similar to what you utilize. Anything that looks too similar and is active could be a sign of a phishing scam.

Review the Tone of Messages

Sometimes people might contact your business and say they received harsh messages from you. These include messages that might feature aggressive wording and suggest that someone should do something or else face significant consequences. The note may also feel cold and emotionless to where it isn’t suggesting much of anything.

Look at what your customers are saying about whatever messages you are supposedly saying. Any situations where people say your messages aren’t like what you normally send could suggest you’re dealing with a phishing attack.

Account Numbers Aren’t Matching Together

The last tip to see when identifying phishing attacks is to look at how the account numbers on your invoices work. You’ll need a master list of all your account numbers. The list will include legitimate customers you routinely contact and how much they are spending with you. The numbers can be predictable after a while, as some people will use specific amounts of money or pay for things at particular times.

Sometimes the seller data and their sales totals aren’t adding up to whatever you are reporting. The totals could be dramatically higher than what you are showing. The point suggests these people are sending their funds to phishers instead of your business. You are not only losing money from people, but you are also losing their trust. They may wrongfully think you are handling their business the wrong way.

Be cautious when looking for phishers while online. Watch how your ecommerce business is running and that you have an idea of what people might do when engaging in phishing attacks while online. Be aware of any sudden changes in how your business is running, especially when it comes to how you’re taking in payments and receiving messages from other people.

Alert: New Phishing Scam [2023 Update]

The Official Merchant Services Blog wants to alert its readers to a new fraudulent phishing e-mail scam that is going around the internet. Authorize.net, one of the leading providers of payment gateway services, has received reports that an e-mail is being sent to merchants. The e-mail claims to be from Authorize.net, but is actually a phishing attempt by an unknown source. If you receive an e-mail with the subject line “Successful Credit Card Settlement Report,” and the e-mail does not include your Gateway ID or Reseller ID, please disregard this e-mail and do not click on any of the links provided. It is not from Authorize.net. It is fraud.

Here is a copy of what this fraudulent e-mail scam may look like in your inbox:

Remember, do NOT respond to this or click any links provided in this scam e-mail. You can visit Authorize.net’s fraud resources here. But if you or someone working for you may have inadvertently responded to, or clicked a link, in this fraudulent e-mail, please contact us at Host Merchant Services for guidance on how to secure your account.

About Authorize.net:

Authorize.net has been a leading provider of payment gateway services since 1996, managing the submission of billions of transactions to the processing networks on behalf of merchant customers. Authorize.net is a solution of CyberSource Corporation, a wholly owned subsidiary of Visa. Authorize.net enables merchants to authorize, settle and manage credit card and electronic check transactions via Web sites, retail stores, MO/TO cell centers and mobile devices.

Phishing Scam Alert

Attention Merchants. The Official Merchant Services Blog has been made aware of an e-mail based Phishing campaign designed to trick individuals into providing login credentials for their credit card processing — specifically one of the payment gateways that a merchant uses.

The e-mail generally has a subject title of “Annual Agreement Renewal”  and the body of the message is communicating that their “retail account” or “merchant agreement” is expiring.  When you open the attachment it appears to have a login page prompting a login.

Be advised that this is an attempt at social engineering intended to steal those login credentials. Neither Host Merchant Services nor TransFirst is the source of these e-mails. These e-mails should be disregarded and deleted. This is an industry wide issue that has escalated in recent days. The Official Merchant Services Blog and Host Merchant Services have been made aware of e-mails appearing to be from TransFirst as well as other payment processers.

If you are a merchant and you have been taken in by this scam, please have contact merchant support at 1-800-654-9256 or contact us at Host Merchant Services directly at 1-877-517-HOST (4678).

Host Merchant Services will continue posting notices on our key sites and our social media channels. TransFirst is also getting the word out, posting information as TC, Epay, TransLink, Transfirst.com and other social media channels.

If you have any questions regarding this scam, please contact Host Merchant Services support.

Some Basic Information on Phishing

Phishing is an attempt to acquire information such as usernames, passwords, and credit card details by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be from popular social web sites, auction sites, online payment processors or IT administrators are commonly used to lure the unsuspecting target of the scam. Phishing is usually carried out by e-mail spoofing or instant messaging, and directs users to enter details at a fake website whose look and feel are almost identical to the legitimate one.

How To Defend Against Phishing

The scam artists behind phishing emails are smart and know how to create emails and websites that look like they are official and from well know companies or organisations. Because of this, the typical security measures taken with electronic communication — such as firewalls — don’t stand up to the scams.

There is no real effective software-based means of defending against phishing scams. Common sense tends to be your best defense. Always exercise caution when replying to an email that requests personal information or passwords. Also, never click on links found in such e-mails. Even if you believe the content of the message is genuine you should type the web address into your browser directly to ensure that you are visiting the correct site.

Here are a few  more tips for avoiding phishing scams:

  • If you believe an e-mailed request for information is genuine then call the company to confirm before entering data on a website.
  • If you need to entire sensitive information on a website then look for a padlock in your browser’s status bar to signify that you are on a secuire site.
  • If you believe that you have fallen victim to a phishing scam contact the bank or credit card company immediately so that they can freeze your accounts and take action on your behalf.

For information and tips on how to protect yourself from online scams like phishing or identity theft or credit card fraud you can read this article in the Host Merchant Services Article Archive.