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Ecommerce Payment Processing Made Simple with Host Merchant Services

Sell Smarter. Scale Faster. Stay Secure.

Ecommerce Payment Processing Made Simple with Host Merchant Services

Sell Smarter. Scale Faster. Stay Secure.

Accelerate Your Online Sales with a Payment Partner You Can Rely On

Accelerate Your Online Sales with a Payment Partner You Can Rely On

Operating an online store means competing in a global marketplace, where every click matters. We at Host Merchant Services (HMS) assist e-commerce merchants, small or large, to process their transactions securely so they can streamline their checkout and increase their revenue with the newest payment gateway integrations and merchant solutions around.

Whether you sell products, subscriptions or services on a global scale, our PCI compliant e-commerce solutions enable fast and secure transactions with a seamless shopping experience for your customers every time.

Comprehensive Payment Tools Built for Online Businesses

Accept Payments Anywhere, Instantly

Accept payments from your website, app, or mobile device with our secure integrations that support all major credit and debit cards, digital wallets like Apple Pay, Google Pay, and ACH transactions.

  • Fast, Reliable Checkout for Global Shoppers
  • Accept Multiple Currencies With Real-Time Conversion
  • Set Up Recurring or Subscription Billing in Minutes
  • Manage Refunds, Billing, and Settlements From One Dashboard

No matter if you’re selling your products on Shopify, WooCommerce, Magento, BigCommerce, Wix or 3dcart, HMS seamlessly integrates with your ecommerce platform so you can offer a better customer experience and convert more visitors into buyers.

Secure. Reliable. Built to Scale.

Your e-commerce business deserves fast, compliant, and secure payment technology. HMS combines best-in-class fraud prevention with industry-leading uptime and scalability

PCI DSS Level 1 Compliance

Securing sensitive cardholder data at all steps.

Encryption & Tokenization
Keeping customer information secure.
3D Secure 2.0 Authentication
Reduce fraudulent chargebacks.
AI-Driven Fraud Detection
Flagging suspicious activity in real time.
99.99% Uptime

Ensuring your customers will never have to deal with a declined transaction.

Seamless Integration with Leading Shopping Carts

We make online selling simple. HMS integrates with almost all shopping carts and gateways in the market including:

woocommerce-logo
shopify store
Big-commerce
WIX
3dcart-logo
Pinnacle-shopping-cart
xcart-logo
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Flexible, Connected E-Commerce Solutions

Payment Gateway Integration

Choose from leading gateways including Authorize. net, Transaction Central or HMSExpress, all designed for easy setup, fraud prevention and detailed transaction reporting.

Virtual Terminal

Take payment over the phone using an online terminal. Perfect for any manual entry, phone order, or invoice payment.

Mobile & Tap-to-Pay

Let your customers pay right from their phones with mobile-enabled solutions like TapPay solutions for mobile checkout and in-person events.

Subscription & Recurring Billing

Make it easy for repeat customers to purchase with one-click shopping cart or recurring billing tools.

Invoice Payments

Create and send professional invoices, get paid quickly with the ability to pay now. Great for service or B2B e-commerce.

Hosted Payment Pages & Pay Links

Use secure, branded hosted payment pages or simple pay links in emails, quotes, and landing pages to collect payments, no custom development required.

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Designed to Scale with You

No matter where your business starts, Host Merchant Services is built to grow with you. From your first online sale to global expansion, our ecommerce solutions adapt at every stage.

  • Flexible Payments: Accept credit cards, debit cards, ACH mobile wallets and more in one place. As your business grows, simply add new methods to accommodate customer demand without rebuilding your checkout.
  • Global Reach: Grow beyond borders with support for multi-currency and cross- border transactions. HMS allows you to take payments anywhere globally while managing compliance and settlement locally.
  • Customer-Centric Checkout: Give buyers the freedom of how to pay. Supported by flexible checkout flows with easy integrations, HMS will evolve more leads into customers and facilitate less cart abandonment.
  • Advanced Security: Scale without fear. HMS combines PCI, tokenization and fraud monitoring so you can process higher volumes to grow your business risk-free.
  • Authentication Secure checkout without friction. HMS uses 3D Secure and advanced tools across platforms to boost approvals and stay compliant, leading to safer transactions and fewer false declines.
  • Seamless Integrations As your tech stack scales, so should your payments. HMS integrates seamlessly with leading ecommerce platforms, APIs and POS so your checkout works within your business ecosystem.

Grow Your Online Store with HMS Advantage

When you partner with Host Merchant Services, you gain more than just a payment processor; you get a dedicated partner with deep experience in e-commerce and online retail.

Our CEO, Lou Honick, built one of the internet’s early web hosting success stories, giving HMS unmatched insight into online infrastructure, technology, and commerce

We bring that experience to every merchant, helping you scale, optimize, and protect your digital storefront.

Why E-Commerce Merchants Choose HMS
  • Quick Onboarding and Account Approval (Usually Within 24–48 Hours)
  • Seamless Integration With All Major E-Commerce Platforms
  • Secure, PCI-Compliant Gateway Solutions
  • 24/7 U.S.-Based Support From Real Experts
  • Transparent Interchange Plus Pricing — No Hidden Fees, Ever
  • Fraud Prevention and Chargeback Management Tools Built In

Tailored Solutions for Every E-Commerce Model

Retail & Direct-to-Consumer Stores

Fast, reliable checkout with inventory sync and multi-currency support.
Perfect for: Online retailers, apparel, and lifestyle brands.

Digital Goods & Subscriptions

Automated recurring billing and instant delivery for downloadable or membership-based products.
Perfect for: SaaS, online courses, or media platforms.

B2B & Wholesale Platforms

Streamline invoicing and accept bulk payments through ACH, credit, or debit.
Perfect for: Suppliers, distributors, and manufacturing networks.

Marketplace & Dropshipping Stores

Integrated fraud filters, multi-vendor support, and global gateway compatibility.
Perfect for: Shopify, WooCommerce, or multi-seller marketplaces.

Partner with Host Merchant Services Today

Ready to Grow Your E-Commerce Business?

From your first sale to your millionth order, HMS provides the secure, scalable, and affordable payment solutions your online business needs to thrive.
Call 877-517-HOST (4678) or fill out our contact form to speak with a dedicated E-Commerce Payment Specialist
Start Selling Smarter

Frequently Asked Questions

What do I need to get started with e-commerce payment processing through Host Merchant Services?

To get started, you’ll typically provide basic business details, ownership information, processing history (if any), and your website URL for review. Our team will use this information to underwrite your account, configure your gateway, and ensure that your checkout flow, descriptors, and funding setup align with card brand and regulatory requirements.

Can Host Merchant Services support my business if I sell to customers in multiple countries?

Yes. Host Merchant Services supports international transactions and multi-currency processing for merchants who sell outside their home country. We work with you to configure currency options, settlement preferences, and fraud tools appropriate for cross-border traffic, helping you expand globally while maintaining compliance and control.

How does Host Merchant Services help reduce cart abandonment and improve authorization rates?

We provide optimized gateway settings, tokenization, and support for digital wallets to shorten the checkout process and reduce friction for returning customers. In addition, we can help fine-tune fraud filters, AVS/CVV rules, and 3D Secure settings so you strike the right balance between security and approvals, which can positively impact your conversion and authorization rates.

What tools are available to manage chargebacks and disputes for online transactions?

Host Merchant Services offers dispute notification, representment support, and detailed transaction records to help you respond to chargebacks more effectively. You can access transaction data, receipts, and customer information from a centralized portal, and our team can guide you on best practices to limit future disputes through clearer policies, descriptors, and fraud controls.

Does Host Merchant Services support recurring billing and subscription-based business models?

Yes. Our platform supports recurring and subscription billing for memberships, SaaS, and digital services. You can configure billing intervals, automate renewals, securely store customer payment credentials using tokenization, and access reporting that distinguishes between one-time and recurring revenue streams.

What kind of reporting and reconciliation tools will I have for my e-commerce transactions?

You’ll have access to an online dashboard where you can view real-time transaction activity, batch totals, funding reports, and refund history. Exportable reports can be used for accounting, reconciliation, and performance analysis, helping your finance and operations teams stay aligned on cash flow and sales performance.

Can Host Merchant Services integrate with my existing tech stack beyond the shopping cart?

In many cases, yes. We support integration via APIs and compatible gateways so your payments can connect to order management systems, CRM tools, accounting platforms, and custom-built applications. Our technical team can work with your developers to design an integration approach that fits your current and future architecture.

What happens if my transaction volume or traffic spikes during peak seasons or promotions?

Host Merchant Services is built to handle growth and seasonal peaks with scalable infrastructure and high-availability systems. We encourage merchants to notify us before major campaigns or launches so we can review expected volumes, verify settings, and ensure your account and gateway are prepared for higher throughput without disruption.