Get the payment processing solution that fits your business
Embed Smarter Payments in Your SaaS — Securely, Simply, and at Scale
Embed Smarter Payments in Your SaaS — Securely, Simply, and at Scale
Host Merchant Services gives SaaS providers a secure, API-driven way to embed payments directly into their software. With PCI-certified P2PE, patented tokenization via CardSecure, and deep processor connections like TSYS and CardConnect, your app can accept, protect, and report on payments without you becoming a payments company yourself.
Built to Power Embedded Payments in Any SaaS
Embed payments directly into your SaaS with modern APIs and SDKs, supporting subscriptions, recurring billing, and real-time reporting inside your own UI. HMS handles acquiring, funding, and risk in the background, so you don’t have to.
Security Architecture Designed for PCI Scope Reduction
CardSecure® P2PE and patented tokenization keep raw card data out of your systems, drastically reducing PCI scope. Data is encrypted at entry and replaced with irreversible tokens, making compliance simpler and security stronger.
A Complete Merchant Experience for Your Users
Offer merchants smooth onboarding, next-day funding, and clear reporting without sending them to third-party portals. Virtual terminals, recurring billing, and lifecycle reporting live right inside your platform.
Omni-Channel Coverage with One Payment Stack
Support browser, mobile, in-app, eCommerce, and POS payments through a single HMS integration. Every transaction runs on the same encrypted, tokenized, and unified data infrastructure.
Integration Help from People Who Understand SaaS
Work with U.S.-based integration specialists who guide you through architecture, API setup, testing, and UX best practices. You get ongoing support from experts in both payments and SaaS.
A Payments Platform Built for Modern SaaS
A Payments Platform Built for Modern SaaS
Modern SaaS companies need frictionless payments, secure access to sensitive data, and the ability to scale while removing operational roadblocks. Host Merchant Services powers this ecosystem through a robust, developer-friendly platform designed for SaaS businesses that need reliable and secure integrated payments. No matter if you are building subscription software, enterprise workflows or a niche application, HMS has got you covered with tools to easily integrate payments, automatically secure transactions, and monetize quickly.
We help SaaS providers enhance customer experience and unlock new revenue opportunities through unparalleled support, patented security technology, and full transaction visibility.
Powering Payments for Your SaaS
Integrate Easily. Secure Automatically. Monetize Quickly.
We help SaaS providers enhance customer experience and unlock new revenue opportunities through unparalleled support, patented security technology, and full transaction visibility.
Unmatched Service, Support & Technology
Patented Security Technology
Every transaction is secured through industry-best PCI DSS practices and our patented tokenization system. Your customers’ sensitive card data is protected with:
- PCI-Certified P2PE (Point-to-Point Encryption)
- Maximum PCI Scope Reduction for Your Software
- Malware-Resistant Architecture
- Irreversible, Persistent Tokenization
- Merchant-Specific Tokens for Elevated Security
This combination provides ultimate protection for both SaaS platforms and their users, ensuring compliance is simpler, faster, and less expensive.
Payments Made Simple
Payments Made Simple
We eliminate the complexity of managing merchant accounts and payment environments. SaaS businesses that integrate with HMS can offer their clients:
- Smooth Onboarding
- Next-Day Funding
- Flexible Pricing Options
- Accurate and Transparent Reporting
- End-to-End Support from Certified Payment Experts
Your merchants get effortless payment acceptance, and your platform earns long-term loyalty.
Seamless Integration Support
Our partner support team is unmatched in both customer service and technical expertise. Whether you need help with API configuration, UX optimization, certification testing, or security validation, our U.S.-based integration specialists guide you through every step.
Protect Your Software. Protect Your Customers.
Host Merchant Services empowers SaaS businesses to embed secure payment acceptance into any application using our CardSecure® P2PE payment devices and patented tokenization. No matter where a transaction originates, mobile, web, POS, or in-app, our omni-channel protection ensures it is encrypted, tokenized, and processed safely.
Premier Integrated SaaS Payments
Integrating HMS connects your platform with leading processing partners such as TSYS, CardConnect, and additional acquiring networks. This gives your customers the flexibility to support simple card acceptance, enterprise billing environments, and complex merchant needs without switching ecosystems.
From small businesses to multi-location enterprises, HMS supports payments at scale, complete with real-time lifecycle visibility and built-in risk controls.
Cutting-Edge Processing Made Easy
Our SaaS integrations work seamlessly with all HMS payment products, including:
P2PE Terminal
A plug-and-play terminal offering next-level security with point-to-point encryption and tokenization.
Virtual Terminal
Turn any computer into a powerful POS system with support for credit cards, debit cards, and eChecks.
Mobile Payments
Native iOS and Android apps deliver secure, seamless on-the-go payment acceptance.
Mobile App Integrations
Our SDKs allow mobile developers to integrate fast, secure payments into apps with minimal code.
eCommerce Payment Integration
We are specialists in e-commerce checkout optimization, ensuring your users enjoy fast, secure, and intuitive payment flows.
Point of Sale (POS)
For SaaS platforms delivering POS software, HMS offers unmatched hardware compatibility, nationwide deployment support, and flexible integration options.
The Right Payment Stack Built for Your Software Business
Not every software business needs the same payment stack. Host Merchant Services is designed for:
- Vertical SaaS providers that want to embed payments directly into industry-specific workflows (field service, healthcare, property, memberships, and more).
- B2B and enterprise platforms that require recurring billing, complex account structures, and robust reporting for multi-location or multi-entity clients.
- Product-led teams that want payments to feel native to their app—not a redirect to a third-party portal—while still offloading risk, compliance, and funding.
Whether you’re modernizing an existing platform or launching a new product, HMS gives you building blocks that fit into your roadmap instead of fighting it.
Why SaaS Platforms Choose Host Merchant Services
Beyond technology, SaaS teams' partner with HMS because they want:
- A True Payments Partner, Not Just a Processor – Access to people who understand both payments and SaaS business models.
- Enterprise-Grade Security Without Enterprise Overhead – PCI scope reduction, tokenization, and P2PE built into the stack rather than added as an afterthought.
- Omni-Channel Flexibility – The ability to support web, mobile, POS, and in-app payments under a single integration and relationship.
- Long-Term Stability – A partner that can scale with them as they land larger accounts and more complex use cases.
The Right Payment Stack Built for Your Software Business
Your Software Deserves the Best Payment Technology
Host Merchant Services provides the security, scalability, and support needed to elevate your platform’s payment experience. From PCI-certified protection to best-in-class integration support, HMS helps SaaS providers deliver a payment layer that increases user trust, reduces churn, and positions your product for long-term growth.
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Experience a Higher Level of Service for SaaS Integrated Payments
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Frequently Asked Questions
What kind of support will our team get during and after integration?
Your team works with U.S.-based specialists who help with API configuration, UX recommendations, testing, and rollout. After go-live, you continue to have access to payment experts for troubleshooting, optimization, and new use cases.
Can we support both subscription billing and one-time transactions?
Yes. The platform is built to handle recurring billing, rebilling, and standard one-time charges, so your SaaS can support diverse business models under a single integration.
Do we need to handle PCI compliance ourselves if we integrate HMS?
You’re still responsible for overall compliance, but HMS’s PCI-certified P2PE and tokenization are specifically designed to reduce the scope and complexity of your PCI obligations by keeping raw card data out of your environment.
How long does a typical SaaS integration with Host Merchant Services take?
Timelines vary by scope, but most SaaS partners move from initial integration to live processing over a structured build–test–launch cycle. HMS provides technical guidance throughout reducing rework and shortening development time.