Host Merchant Services

Fast-Paced Kitchens Run on Speed and Reliability – We Bring Both and More

Host Merchant Services offers restaurant payment processing solutions built for speed, savings, and efficient operations.

Fast-Paced Kitchens Run on Speed and Reliability – We Bring Both and More

Host Merchant Services offers restaurant payment processing solutions built for speed, savings, and efficient operations.

Built for Your Service Model

Full-Service & Fine Dining

Keep turns tight with tableside ordering and pay-at-table, split checks, and tip flows that your servers learn in minutes. Clover KDS keeps FOH and BOH perfectly in sync and consolidates on-premise and 3rd-party orders on a single screen.

Quick-Service & Cafés

Speed through lines with counter, kiosk, or handheld checkout. Batch automatically each night for reliable next-day deposits.

Bars & Taprooms

Tab pre-auth, tip adjust, and handhelds for bar-top or patio service, plus device options that stand up to spills and rush hours. (Supported across Clover hardware and Bonsai POS.)

Food Trucks & Pop-Ups

Take chip, tap, or wallet payments anywhere with mobile POS like SwipeSimple, then sync sales to your reporting.

Multi-Location Groups

Centralized reporting and next-day funding across sites.

Built for Your Service Model

Flexible POS Systems Designed for Busy Restaurants

Powerful POS designed for scalability, KORONA offers advanced reporting, real-time inventory management, and robust multi-location tools
From Station Duo to Flex handhelds and Clover KDS, customize your setup with a huge app marketplace, perfect for pay-at-table, counter service, and hybrid concepts.
Dejavoo combines flexibility and customer engagement with an omnichannel gateway that supports payment links, QR code payments, and integrated loyalty programs

Pair card-present speed with portability using SwipeSimple and other supported devices, great for patios, events, and curbside.

All the Ways You Can Take Payments

In-Person

EMV chip, tap-to-pay/NFC, magstripe, gift & loyalty cards.

Online & Phone Orders

HMS Pay gateway with hosted payment pages, invoicing, tokenized card-on-file, and recurring billing—ideal for takeout, catering deposits, or wine clubs.

At the Table

Handhelds for pay-at-table and faster turn times.

Back Office

eCheck/ACH acceptance, Level 3 support (where applicable), and fraud tools.

Boost Your Margins with Smart Payment Programs

Host Merchant Services makes it easy to boost revenue and reduce costs with built-in tools like Dual Pricing and Gift & Loyalty. Offer both cash and card prices transparently to offset processing fees while staying fully compliant with card brand rules.
At the same time, drive repeat business and increase average ticket size by launching custom-branded gift cards and customer rewards programs—fast, simple, and ready to grow with your restaurant.

PCI Compliance and Payment Security You Can Trust

Every Host Merchant Services account includes full PCI compliance support, without the hidden penalties others charge for non-compliance. All recommended terminals are EMV and contactless-ready, supporting Apple Pay, Google Pay, and more for secure, modern transactions.

For added peace of mind, optional data breach protection is also available through our trusted partner program.

Get More with Host Merchant Services

Transparent Restaurant Pricing
Interchange plus pricing, built for restaurants. Nothing, extra, everything transparent.
No Term, No Exit Fees
Service is month-to-month with no early termination fee—stay because it works, not because you’re locked in.
Cash Flow That Keeps Pace
Next-day funding, automated daily batching, and extended cutoff options.
Real People, Real Support
24/7/365 U.S.-based white-glove support and a dedicated account manager.
Built for Restaurants
Options for Clover, Vital, or our in-house Bonsai POS (with KDS, kitchen printer, pay-at-table, and more).
Accept More

HMS participates in American Express OptBlue®, making AmEx acceptance streamlined and often more competitive for small and midsize restaurants

We Make Switching Really Simple

Send a Recent Statement
We’ll do a free cost comparison and show the exact savings.
Pick Your Setup
Choose Clover, Vital, or Bonsai; most accounts qualify for free equipment.
Go Live
Fast approvals, next-day funding, and 24/7 support from people who answer the phone.

Ready to Serve More Guests Efficiently, Without Overpaying?

Let’s tailor a restaurant payment solution that fits your concept, volume, and workflows, while keeping pricing simple and support personal. Feel free to call us at 877-517-HOST (4678) or fill out the form, and we’ll be in touch promptly.

Frequently Asked Questions

Do I have to sign a long contract?

No. Service is month-to-month with no early termination fee.

How fast do I get my deposits?

The next business day, when you batch by the cutoff, Sunday batches are funded on Tuesday. We can automate batching for you.

Can I accept Apple Pay and Google Pay?

Yes. Contactless/NFC is supported across our recommended setups.

What about American Express?

We support Amex OptBlue for streamlined rates and settlement.

Is there a PCI or “non-compliance” fee?

Our standard plan includes PCI help and no PCI fee; we also offer optional breach coverage.

Can you work with my online ordering or delivery partners?

Yes, Clover’s KDS consolidates in-house and third-party orders; HMS supports multiple gateways and carts, or you can use HMS Pay.