Get the payment processing solution that fits your business
Transparent, Honest Pricing with Host Merchant Services
Simple, straightforward pricing with no hidden fees or surprises.
Transparent, Honest Pricing with Host Merchant Services
Simple, straightforward pricing with no hidden fees or surprises.
Pricing Customized for Your Business
At Host Merchant Services, we believe that payment processing should be simple, fair, and economical, with no hidden charges. This is why we offer fully transparent pricing designed to help your business save more and grow faster. No hidden costs. No confusing statements, just the exact rates plus a true partnership focused on your success.
Simple Pricing. Real Savings.
HMS pricing is clear-cut and performance-driven unlike those processors that load markups and make you stay locked in long-term contracts. No matter if you have a restaurant, retail shop, medical office, or internet business, our pricing model is tailored to your transaction volume, card mix, and business goals—so you really pay for what you use.
- No Setup Fees
- No PCI Compliance Fees
- No Hidden Markups or Surprise Increases
- Month-to-Month Agreements
- No Long-Term Contracts
- Free Equipment for Qualified Merchants
We don’t profit from confusion. We gain confidence by delivering value, dependable savings, and great support.
Simple Pricing. Real Savings.
Keep More of Your Revenue with Host Merchant Services
Keep More of Your Revenue with Host Merchant Services
Switching to HMS can cut your payment costs significantly and pave your way towards more savings. Here’s how:
- Direct Interchange Access: You pay only the true card brand cost, not inflated “tiers.”
- Optimized Transactions: We ensure every sale qualifies for the lowest possible interchange category.
- Free Statement Analysis: Before you decide to change, our specialists will review your existing statements and show actual savings.
- Rate Lock Guarantee: There will not be any unexpected increase; your HMS rate remains constant.
Already processing payments? Send us your most recent statement for a free analysis. We guarantee to beat your current rates!
Per Transaction Pricing (Interchange + Low Rates)
The tables below show how our rates stay simple and consistent across industries — giving you competitive pricing, clear billing, and lifetime rate guarantees that keep your business predictable and profitable.
Retail Storefront
0.25%
- 24x7 US support
- Transparent billing
- Next-day funding
- Online reporting
- Lifetime rates
- Accepts Visa MasterCard, AmEx, Discover, Apple Pay, Android Pay, PayPal
Restaurant
0.20%
- 24x7 US support
- Transparent billing
- Next-day funding
- Online reporting
- Lifetime rates
- Accepts Visa MasterCard, AmEx, Discover, Apple Pay, Android Pay, PayPal
E-Commerce
0.35%
- 24x7 US support
- Transparent billing
- Next-day funding
- Online reporting
- Lifetime rates
- Accepts Visa MasterCard, AmEx, Discover, Apple Pay, Android Pay, PayPal
The HMS Promise
We are not just another processor; we are your long-term partner in payments. Our promise of transparency, dependability, and quality service is mirrored in the exceptional customer retention rate, which is at the top of the industry. HMS is the processor that keeps its word and that is why thousands of merchants across the U. S. and Canada placed their trust in us.
- High Merchant Retention Rate — customers stay because they save.
- 24/7 U.S.-Based Support — talk to real people, not chatbots.
- Free Equipment Program — upgrade to modern terminals without leasing.
- Automatic PCI Compliance — no extra fees, no hassle.
The HMS Promise
HMS Guarantees No Hidden Fees
What About Other Fees?
We don’t hide anything. You know exactly what your costs are and what they’re for.
- Interchange FeePassed through at cost
- Address Verification Fee $0.00
- Closure Fee $0.00
- Pin Debit Fee $0.20/Batch
- PCI Compliance $0.75
- Batch Fee $0.75
- Voice Authorization $5.00/month (optional)
- Gateway Fee $14.99/month
- Monthly Fee $14.99/month
- Annual 1099 reporting Fee $24.00/year
Ready to Save More?
Start with a quick, no-obligation quote today. Our team will review your current setup, show your exact savings, and help you start processing with next-day funding and lower costs.