Get the payment processing solution that fits your business
Fast, Secure Payment Processing Built for Your Business
Seamlessly accept in-person, online, and mobile payments with tools designed to simplify reconciliation and boost revenue.
Fast, Secure Payment Processing Built for Your Business
Seamlessly accept in-person, online, and mobile payments with tools designed to simplify reconciliation and boost revenue.
Accept Payments Anywhere With Payment Processing You Can Rely On
At Host Merchant Services, we believe that payment processing shouldn’t be a difficult part of doing business. Whether you own a small cafe, an e-commerce website, or a national service franchise, we will provide you with safe and competitive payment processing solutions that are tailored to your specific business needs.
We proudly serve tens of thousands of businesses throughout the United States and Canada, simplifying their financial transactions, lowering fees, and improving customer satisfaction with cutting-edge technology and dedicated customer care.
Smarter Payment Processing Starts Here
We help businesses accept payments anywhere, anytime, whether it’s in-store, online, or on a mobile device. From credit and debit cards to contactless payments, mobile wallets, ACH, our solutions let you do business the way your business wants.
With fast funding, clear pricing and 24/7 support, HMS provides a full range of merchant services that scale with your business.
Industries We Serve
We acknowledge that every industry has unique payment processing needs. That’s why HMS provides custom merchant accounts designed to integrate with your processes, regulations, and user experience.
Retail Stores
Restaurants
Process payments efficiently with restaurant-ready POS systems supporting EMV, NFC, tip management, and pay-at-table functionality.
High-Risk Businesses
High-risk solutions help you manage complex transactions, reduce chargebacks, and maintain stable, compliant payment processing in regulated industries.
Medical Practices
Enable secure, uninterrupted payment processing for patient services, invoicing, and sensitive transactions.
Nonprofits
Cloud Donor Manager helps you manage donors, track contributions, automate recurring donations, and accept payments across all channels.
Ecommerce
Accept secure online payments with integrated gateways, virtual terminals, and recurring billing backed by full PCI compliance.
Real Estate
Cloud Rental Manager helps you manage rental payments, tenant billing, recurring charges, and secure transactions for residential and commercial properties.
Contractors
Cloud Job Manager helps you handle projects, send invoices, accept on-site payments, and track jobs in real time, without disrupting your workflow.
Automotive Merchants
Accept payments quickly, reduce chargebacks, and offer financing or recurring billing for automotive services.
Fitness Studios
Cloud Studio Manager helps you manage memberships, class scheduling, recurring billing, and in-person or online payments from one centralized platform.
Hospitality & Lodging
Manage deposits, room charges, and mobile checkouts with extended authorizations and seamless system integrations.
Firearm Retailers
Operate confidently with compliant, reliable payment solutions designed for firearm and tactical businesses.
Transparent Pricing Options
Interchange Plus (Cost Plus)
The industry’s fairest pricing model. We pass through actual interchange rates from Visa, Mastercard, Discover, and Amex, with a small, fixed markup. You’ll always know exactly what you’re paying, and why.
No Frozen Accounts or Delays
We help protect your business from sudden account holds or canceled transactions, ensuring a steady and uninterrupted payment flow.
Why Do Businesses Choose HMS Payment Processing Solutions?
Next-Day & Same-Day Funding
Get paid faster; most merchants receive deposits within 24 hours, with same-day options available.
Custom Setup & Integration
From POS to accounting software, our team ensures every system works seamlessly together.
No Long-Term Contracts or Cancellation Fees
All accounts are month-to-month. Stay with us because you love our service, not because you’re locked in.
White-Glove Support, 24/7/365
Our U.S.-based customer service is live, fast, and rated 5 stars by our merchants. You’ll never sit in a call queue.
The HMS Promise
At Host Merchant Services, we stand for honesty, transparency, and partnership. We’re proud to maintain one of the highest merchant retention rates in the industry, built on trust and long-term relationships.
When you join HMS, you get more than just a processor, you get a dedicated team committed to helping your business grow, every step of the way.
- Transparent pricing.
- Personalized support.
- Proven reliability.
- High retention, happy merchants.
Experience the difference of working with a payment partner that puts you first.
Frequently Asked Questions
What types of businesses can HMS support?
What makes HMS pricing different?
How fast will I receive my funds?
Do I have to sign a long-term contract?
What kind of customer support do you offer?
Can HMS help with high-risk merchant accounts?
Ready to get started?
