Credit Card
Processing

Host Merchant Services offers credit card processing in the United States and Canada. We serve all business types, both low risk and high risk. We offer payment processing, point of sale systems, and merchant cash advances. We customize your credit card processing account to exactly what you need. On top of guaranteed low credit card processing rates, we also have fantastic customer service. Your calls are answered within 3 rings by a US-based support person every time. For more information check out the options below or give us a call for customized service at (877) 517-4678.

Interchange Plus Pricing

The lowest cost traditional merchant account

Interchange Plus is the lowest cost credit card processing account you can get. We pass through the interchange rate from Visa, MasterCard, Discover with a tiny added fee for our service. This account is much less expensive than the alternatives such as flat rate, tiered, and enhanced bill back. This type of credit card processing merchant account allows you to see exactly what fees are paid to the card associations, and exactly what fees are paid to Host Merchant Services, your processor.

Cash Discount Pricing

100% free credit card processing

Cash discount credit card processing (aka no-cost) accounts are not right for all business types but when they are, the savings are massive. This type of account passes along to the card holder a “service fee” for all transactions, which covers the credit card processing transaction costs. Customers who pay by cash are offered a discount equal to this service fee. In this account each customer pays for the costs of their credit card processing transaction. There are no costs for credit card processing for the business owner.

Low Pricing, No Hidden Fees, No Term

With Host Merchant Services you know you’re getting the lowest credit card processing rates possible. Our accounts are completely transparent. In fact, you will even know exactly what we are making off of every credit card and debit card transaction. Better yet, there’s no obligation to our merchant accounts. We have no term commitment (month-to-month service), no hidden fees, and never charge penalty or early termination fees. You’ll want to stay with us because of our fantastic service and low credit card processing rates, not because you are locked in! Pricing for our accounts vary according to details of the business – look at our pricing page for average rates our customers pay. Get in touch with us for an official quote and side-by-side savings analysis.

Next Day Funding

Receiving your funds quickly is important. That’s why we offer fast next-day funding for our credit card processing accounts. The days of waiting for your credit card processing revenue to hit your bank account are over. With Host Merchant Services you get paid quickly. For more information or an official credit card processing service quote, give us a call at 877.517.4678