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CBD payments
Online and In-Store Confidently

Accept CBD Payments Online And In-Store Confidently

Accept CBD Payments Online and in-Store Confidently

Keep your CBD dispensary and hemp store running smoothly with reliable processing, next-day deposits, and expert support for every sale.

At Host Merchant Services, we offer personalized processing options for CBD stores from online stores to retail locations, subscriptions, and e-commerce. Our payment processing solutions save you from bank rejections and regulatory slowdowns, so you can move quickly and grow fast. Transparent pricing, quick onboarding, and dedicated support make us the best option for modern businesses.

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High-Risk Merchant Account Services for the CBD Industry

Built for High-Risk Businesses

The CBD industry is considered high-risk, and many providers reject applications. Host Merchant Services welcomes CBD merchants with reliable, compliant payment solutions.

No Frozen Accounts or Delays

We help protect your business from sudden account holds or canceled transactions, ensuring a steady and uninterrupted payment flow.

CBD Industry Expertise

Our team understands the complexities of CBD regulations and banking requirements, ensuring your transactions remain compliant and secure.

Fast, Safe Payment Processing

Process credit and debit card payments smoothly while keeping customer data safe and transactions protected.

Global Payment Support

Accept payments in multiple currencies and languages, enabling seamless service to customers worldwide.

Dedicated Account Support

Get help from U.S.-based specialists who know the CBD market and provide quick, friendly service whenever you need it.

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Built on Transparency, Driven by Trust and Backed by Unmatched Support

We offer full-service payment processing tailored specifically for high-risk CBD businesses, and all the features you need are already included at no additional cost.

No Long Contracts

No long-term contracts or cancellation fees.

Next-Day Funding
Pave the way for a seamless cash flow.
Free Equipment

Get live fast with our free terminal & equipment program.

24/7 Support
Chargeback assistance and fraud prevention tools for CBD merchants.

Simple, Secure, and Designed for CBD Businesses

Simple pricing, flexible gateway options, free equipment, and robust security are all designed to offer you peace of mind as a CBD business owner.

Transparent Pricing

Interchange-plus purely pricing model, no hidden fees, no contract, and no cancellation fee.

Gateway Choice

Support for Authorize.Net and Transaction Express with full setup assistance for CBD businesses.

Free Equipment

Complimentary Free EMV-ready terminal and a wide range of POS options.

Breach Insurance
$100,000 data breach insurance included with every account.

Expand Your CBD Business Confidently

Host Merchant Services provides more than just an account for your CBD business, we deliver the tools you need to expand quickly and avoid common roadblock, ensuring that payments are always flowing.

Seamless Online Integration

Easy integration with Authorize. Net and all major carts/APIs. Take instant single or recurring CBD sales.

Subscriptions & Recurring Billing

Full subscriptions, memberships, auto-ship programs and free trial support. Manage everything securely.

Chargeback Defense

Integrated fraud prevention and chargeback support. Tokenization for security and PCI-ready options.

In-Person Processing

Utilize our Free EMV Terminal or a Virtual Terminal for retail CBD stores, events and phone orders.

Discreet Billing

We help you set a clear, compliant, and discreet descriptor to reduce customer confusion and chargebacks.

Real-Time Reporting

Access to the online reporting portal 24/7, for more visibility over your CBD transactions, funding and reports.

Helping CBD Businesses Thrive with Smart Payments

Host Merchant Services knows what high-risk industries like CBD businesses experience. We offer next-day deposits, competitive rates, and fraud protection, so you can focus on your customers and not worry about payment disruptions.

Online CBD Stores

Secure and seamless payment processing for large volume CBD eCommerce stores. Gone are the days of “high-risk” flagging with infrastructure built for scale and frictionless checkout. Get next-day deposits and a dedicated support team.

CBD Retail & Dispensaries

Safe and easy point of sale systems with instant approval, tools for fraud management including
in-store payment gateways. Keep all transactions smooth and compliant so you can focus on sales and not rejections.

CBD Subscriptions & Wellness Programs
Customized solutions for subscription boxes, auto-ship programs and recurrent wellness sales. Enjoy lower rates, faster funding and chargeback protection to manage cash flow and keep your CBD business growing.

Reliable Merchant Accounts Designed for CBD Success

High-Risk Approval Experts

Get approved quickly and confidently, even when other processors turn CBD businesses away.

Regulation-Ready Systems

Stay compliant with industry rules through payment solutions designed specifically for CBD regulations.

Smart Fraud Protection
Safeguard your revenue with advanced tools that detect and prevent chargebacks and suspicious activity.
Tailored Payment Experience
Enjoy flexible setups that fit your CBD business model—whether online, in-store, or subscription-based.
Steady Cash Flow
Count on fast funding and consistent transactions that keep your business moving without interruptions.
Dedicated Account Support
Access hands-on guidance from U.S.-based specialists who understand CBD challenges and provide real solutions, not scripted answers.

Customized for Every Business in the CBD Industry

We Specialize In Payment Processing For All Segments Of The CBD Market

CBD eCommerce Stores

Secure payment solutions for online CBD shops with subscription and recurring billing support.

CBD Dispensaries

Reliable in-store processing for retail CBD outlets and dispensaries with POS integration.

CBD Wellness & Skincare Brands

Complete eCommerce and retail solutions for CBD wellness, beauty, and skincare product merchants.

CBD Retail & Events

Point-of-sale systems and payment processing for CBD retail stores, expos, and live events.

Subscription Programs

Flexible billing options for recurring CBD subscription boxes and wellness programs.

All CBD Businesses

f you operate in the CBD space, we’ll help you process safely, compliantly, and at scale.

Grow Your Business Today with High Risk Support

Don’t allow bank declines and rigid rules to hinder your CBD business. Take the first step towards reliable,
secure, and transparent CBD payment processing.

Apply in minutes, partner with a dedicated account manager and get on the fast track for driving revenue for your CBD store, dispensary, or subscription program.

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Frequently Asked Questions

What documents are required to apply for a CBD merchant account?

To get started, you’ll typically need a completed merchant application, a valid government-issued ID, a voided check or bank letter, and recent business bank statements. If you sell online, your website must be SSL/HTTPS secured and include precise contact details, refund/return policies, and product descriptions.

How long does it take to get approved?

Approval times vary, but most CBD merchants are approved within a few business days once documentation is complete. Host Merchant Services specializes in high-risk approvals, so our process is faster and smoother than going through traditional banks.

Is there a monthly processing minimum for new CBD businesses?

No. We understand that CBD startups may begin with low transaction volumes. There is no strict monthly processing minimum — our solutions scale with your business as you grow.

Do you support CBD subscriptions and recurring billing?

Yes. We offer full support for subscriptions, memberships, auto-ship programs, and recurring billing. Whether you run a monthly CBD wellness box or repeat refill program, we provide the tools to handle it securely.

How discreet will my billing descriptor be?

We work with you to create a clear, compliant, and discreet descriptor on customer billing statements. This helps minimize confusion, reduce chargebacks, and protect your brand.

Will I need to maintain a rolling reserve or face payment holds?

Not all CBD accounts require reserves. In some cases, a small rolling reserve may be requested depending on processing history and risk profile. Our team works to minimize reserves and ensure you always have steady access to your funds.

Which shopping carts and gateways can I integrate with?

We integrate with all major eCommerce carts and gateways, including Authorize.Net, WooCommerce, Shopify (with approved CBD setup), Magento, BigCommerce, and Transaction Express. Our team assists with setup to ensure a seamless checkout experience.

Why do CBD businesses need a high-risk merchant account?

CBD is classified as “high-risk” because of evolving regulations, varying state laws, and higher chargeback potential. Traditional banks often decline these businesses. A high-risk CBD merchant account from Host Merchant Services ensures compliance, stability, and uninterrupted payment processing.