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Power Your Business Forward with Merchant Cash Advance

Get from $5,000 to $10 million in funding – with funds in your account as fast as the next day. Pre-qualify in just 24 hours, with no collateral, no application fees, and options available even for lower credit profiles – that’s what we offer.

Talk to a Funding Specialist: (877) 517-4678 (We’re open 24/7/365)

See Your Funding Options

Turn Future Sales into Today’s Growth with HMS Merchant Cash Advance

Turn Future Sales into Today’s Growth with HMS Merchant Cash Advance

At Host Merchant Services, our Merchant Cash Advance program is designed to provide fast and flexible funding when your business needs it most. You can obtain funding ranging from $5,000 to $5,000,000. We make access to working capital simple, without too much paperwork. Merchant advances can be funded in your account the very next day. So, you can ensure your business never misses an opportunity.
Our process is intentionally streamlined, with minimal paperwork and zero application fees. No collateral is required, and most merchants can pre-qualify within 24 hours. Repayment is just as flexible; a small, fixed percentage of your daily card sales is automatically remitted, so you pay more when business is strong and less when it’s slow. It’s funding that grows with your company, fast, simple, and reliable.
Start Your Application

Ready to Simplify Payments for Your Tech Support Business?

HMS offers the safe, scalable solutions you need to expand with confidence, regardless of the size of your IT support network, from a small remote assistance service to a large one.

Get Quick Approval Now

Quick Approvals, Easy Process, and Smart Repayment – All in One

  • Funding Speed That Matches Your Urgency: Get approved for funds up to $10 million, with funds in your account as fast as the next day.
  • Light-Lift Process: Pre-qualify in 24 hours with no collateral and no application fees.
  • High Likelihood of Approval: Programs with a 90% approval rate and lower-credit options available.
  • Payments That Flex with Sales: A small percentage is remitted from daily card receipts, paying more on busy days and less when it’s slow.
Start Your Application

Access Working Capital Without the Complexity

Access Working Capital Without the Complexity

Apply Once

We review your business and match you with the cash-advance partner that fits best.

Get Funded

The partner purchases a portion of your future credit card receipts and advances the funds to you up front.

Remit Automatically

A small daily percentage is collected from your card sales until the agreed amount is satisfied.

Use Funds With No Restrictions

Inventory, payroll, expansion, renovations, your capital, your call.

Apply Now

Whatever the Need, We’ve Got the Funding to Match

  • Make Payroll Without Stress
  • Open New Locations or Expand Your Footprint
  • Buy Equipment or Tackle Urgent Repairs
  • Hire New Staff Ahead of Peak Periods
  • Cover Daily Operating Expenses or Renovations

Because this is not a loan, it’s a fast way to access cash without traditional loan constraints.

Talk to a Funding Specialist

Host Merchant Services – Your Reliable Partner for Fast, Flexible Cash Flow

Purpose-Built for Card-Accepting Businesses

Funding aligns with your processing, and repayments scale with sales.

Hands-On Matching:

We source the best-fit partner for your scenario and guide the process from start to finish.

Service That Doesn’t Clock Out:

24/7/365 support and a dedicated team to provide answers quickly.

Talk to a Funding Specialist

Get Funded Now!

Ready for a fast, flexible advance backed by real support? Start your simple application and get matched to your best-fit offer today. Fill out our form, and our team will reach out to you soon.
See Your Funding Options

Frequently Asked Questions

Is this a loan?

No. A merchant cash advance provides working capital in exchange for a share of future card receipts, eliminating fixed monthly payments and collateral requirements.

How quickly can I get funds?

Many merchants receive up to $20,000 in 48 hours; larger amounts are funded in about 3 to 5 days after approval. Pre-qualification typically takes 24 hours.

What if my sales slow down?

Your remittance is a percentage of daily card sales, so payments naturally adjust with cash flow.

Are there application fees or collateral?

No application fees and no collateral are required.

Will this affect my credit?

HMS positions this as not a loan and notes that the program provides a fast infusion of cash without affecting your credit. (Program specifics apply.)