Trusted Payment Solutions
for All Adult Businesses

Trusted Payment Solutions for All Adult Businesses

Accept payments safely and efficiently with high-risk merchant services you can trust.

Streamlining Payments in the Adult Industry with Scalable Payment Solutions

At Host Merchant Services, we specialize in adult merchant accounts that make payment processing effortless and secure. We know the challenges high-risk businesses face, that’s why we offer fast approvals, fair pricing, and ongoing support you can count on. With us, you’ll have a trusted partner dedicated to helping your adult business thrive.

The Trusted Choice for Adult Payment Processing

Transparent Pricing with No  Hidden Costs

Interchange-plus pricing, no term commitment, and no cancellation fees, so you stay because it works, not because you’re locked in.

No Long-Term  Commitment

Have complete freedom with no long-term contracts or hidden terms, grow your adult business payments without any hassle.

Top-Rated Customer  Service

Our dedicated U.S.-based support team is here for you 24/7, responding quickly to issues and keeping your business running smoothly.

Next-Day Funding

Get your money faster with next-day deposits, keeping your cash flow steady and your operations covered with ease.

Chargeback Support

We assist you in preventing and handling disputes efficiently, minimizing revenue loss and protecting your business’s reputation.

Clear Reports and Analytics

Track transactions, view reports, and manage payments anytime with our secure, easy-to-use online dashboard.

$100,000 Data Breach  Insurance

We safeguard your business with included coverage, protecting you against costly security risks.

Complimentary Website  Hosting

Every merchant account includes free website hosting, helping you manage both online and in-store sales easily.

Get Free, Secure Payment Equipment With Every Account

Host Merchant Services helps adult businesses save more while accepting payments safely and efficiently. Through our Free Equipment Program, qualified merchants receive state-of-the-art EMV-compliant terminals or mobile card readers at no additional cost. Whether you process payments in person, online, or on the go, our devices are built to handle high-risk transactions securely and smoothly.

With no extra hardware fees or leasing charges, your business can focus on growth instead of upfront costs. Our terminals are chip-enabled, PCI-compliant, and ready to accept major credit cards, debit cards, and contactless payments like Apple Pay and Google Pay. From setup to ongoing support, Host Merchant Services ensures that your equipment, and your payment process, run flawlessly from day one.

Fraud Protection at the Core of Every Transaction

Security isn’t optional, it’s essential. At Host Merchant Services, fraud protection is built into every payment solution we offer for adult businesses. Our platform incorporates PCI-compliant processing, 3D Secure authentication (Verified by Visa), and velocity checks to help identify and prevent suspicious activity before it affects your revenue. From online payments to recurring billing, we make sure every transaction is processed safely and in full compliance with industry standards.

You’ll also receive ongoing PCI compliance support, including guided network scans and dedicated assistance, to help your business maintain the highest level of data protection. Combined with advanced encryption and continuous monitoring tools, these features ensure that sensitive customer information stays protected while you focus on growing your business. With Host Merchant Services, you can process payments confidently, knowing your transactions and reputation are always safeguarded.

One Platform, Every Adult Business  Model Covered

Online Payments

For adult businesses that are online, transparent and secure payment processing is very essential. Host Merchant Services offers safe online payment gateways that enable your customers to easily pay from anywhere globally. If you sell memberships, digital products, or subscriptions, our platform accommodates numerous payment methods to suit your business model.

In-Store Payments

Operating a retail store? We’ve got you covered. Host Merchant Services provides more quicker, more secure, and, not to forget, easy in-person payment options tailored to adult businesses of all sizes. From advanced POS systems to contactless card readers, our fully customized solutions make checkout more quicker, seamless, and professional for all of your customers.

Phone Payments

Not all transactions are done face-to-face, which is why with our virtual terminal, you can accept payments by phone while maintaining customer information private and secure. It’s an easy way to provide your clients with more flexibility and confidence when making a purchase.

Advanced Gateway Solutions for High-Risk Payments

Host Merchant Services provides a powerful in-house payment gateway designed to meet the needs of high-volume, high-risk businesses, including adult entertainment, collections, and other specialized industries. Our gateway supports real-time transaction processing, recurring billing, and multi-channel payments, giving you the flexibility to accept payments securely online, by phone, or in person. Seamless API integration ensures that your gateway connects effortlessly with your website, CRM, or shopping cart.

With intelligent payment orchestration, Host Merchant Services helps you simplify complex payment operations. Route transactions efficiently, reduce declines, and prevent fraud with built-in compliance tools and risk filters. Whether you’re managing multiple merchant accounts or processing payments globally, our gateway ensures smooth, secure, and scalable payment management, all from one unified platform.

Tailored Solution for Every Business in the Adult Entertainment Industry

Host Merchant Services offers secure payment solutions for all types of adult businesses, assisting high-risk merchants to securely and confidently process transactions.

Tailored Solution for Every Business in the Adult Entertainment Industry

Secure Your Adult Merchant Account in a Few Easy Steps

Fill Out Your  Application

Begin by filling out the merchant account application form. Provide true business information, such as your operations history, to enable us to evaluate your needs promptly.

Submit Required  Documents

After preparing your form, submit it  with the required documents. Check  all details carefully to prevent delays  or rejections during approval.

Application Review  And Approval

We will process your application and confirm your business. This may take a few days, depending on your industry classification and risk profile.

Set Up Your  Account

Upon approval, implement the setup instructions provided by Host Merchant Services. Set your payment gateway, integrate it with your website, and test transactions to ensure a seamless launch.

Remain Compliant

Once your account is live, always adhere to industry standards and compliance requirements. This shields your business and ensures long-term stability for your adult merchant account.

What Our Clients Say

Host Merchant Services has assisted many adult high-risk businesses with payment processing safely to expand with confidence. Here’s what  a few of our customers have to say:

At Club Royale, we struggled with delayed payouts and high fees from our previous processor (not to name them). Host Merchant Services gave us better rates, faster funding, and real chargeback support. They’ve been a true partner in keeping our business stable.

Tanya Brooks

Manager, Club Royale – Las Vegas, NV

Selling adult novelties online came with endless rejections from banks. HMS approved us quickly, set us up with a reliable gateway, and even provided fraud protection tools. And half of my time is now saved, as I can now focus on customers instead of dealing with payment disruptions and rejections from banks.

Mark Reynolds

Owner, Velvet Touch Novelties – Dallas, TX

Our online platform LiveCam was constantly flagged as high-risk by other processors. Since partnering with Host Merchant Services, payments have run smoothly without interruption, and I can count on next-day deposits. Their team actually understands the problems of adult businesses and works hard to offer better and reliable solutions.

Jessica Turner

Founder, LiveCam Studio – Miami, FL

Make a Difference Today with HMS

Apply in minutes, work with a dedicated manager, and start processing payments quickly. Speak with a personal payment expert at 877-517-HOST (4678) to get your account up and running quickly and begin processing more securely.

Frequently Asked Questions

How long does it take to get approved for an adult merchant account?

Most applications are approved within 24–72 hours, so you can begin processing payments without delay.

Do you accept online, in-store, and phone payments?

Yes. Host Merchant Services facilitates secure transactions on websites, retail outlets, and virtual terminals, allowing you to accept payments according to your customers’ preferences.

Are adult high-risk businesses supported by HMS?

Yes. We specialize in adult high-risk businesses and offer compliant, secure, and reliable payment solutions customized to your business model.

Is payment information from customers secure?

Yes. PCI DSS compliance, encryption, tokenization, and fraud monitoring safeguard sensitive payment data around the clock.

Can I accept recurring billing or subscriptions?

Yes. Recurring payments run on autopilot to efficiently manage memberships, subscriptions, or regular services, keeping your cash flow steady.

Will my merchant account work with my website or POS?

Absolutely. Our accounts integrate seamlessly with eCommerce websites, POS systems, and virtual terminals for smooth payment processing.

What is chargeback and fraud protection?

Our advanced technology tracks transactions, reduces disputes, and resolves chargebacks quickly, protecting both your revenue and your business reputation.

Trusted Payment Solutionsfor All Adult Businesses