High risk merchant accounts may receive additional scrutiny in the underwriting process. In addition to examining the financial health and stability of the business (which is normal for all merchant accounts), underwriting may also scrutinize marketing materials, chargeback ratios, business practices, and the merchant’s website in order to ascertain the risks associate with an approval. At Host Merchant Services, we have the highest approval rate in the industry for high risk merchant accounts. If you have been declined elsewhere, even by multiple processors, we can still help.
