Get the payment processing solution that fits your business
HMS Pay
Payment Gateway
More Than a Gateway, Your Complete Payment Solution
More Than a Gateway, Your Complete Payment Solution
HMS Pay is the flexible, web-based gateway that lets you accept payments, manage customers, and automate billing from one clean dashboard, no clunky software, no downtime. With a built-in virtual terminal, hosted checkout options, and advanced security by design, you can process card and ACH payments 24/7 from anywhere you work.
Modular Payment Solution – Designed for Modern Businesses
- Accept More, in More Ways: Take all major credit cards, signature debit, and e-checks/ACH, online, by phone, or by invoice.
- Lower Your Effective Costs: Interchange optimization and Level 3 data support help more transactions qualify at lower rates, especially for B2B/B2G.
- Protect Every Transaction: PCI Level 1 security, tokenization, fraud scoring, and 3D Secure authentication reduce risk and friendly-fraud chargebacks.
- Make It Easy for Customers to Pay: Send branded invoices and pay links, or add a hosted payment page that supports one-time and recurring payments.
- Integrate with Your Stack: Connect to popular shopping carts, CRMs, ERPs, and billing platforms, or build on a modern API.
- Scale with Confidence: Use a secure Customer Vault, multi-MID support, and robust reporting to serve multiple brands, locations, or lines of business.
Modular Payment Solution – Designed for Modern Businesses
Secure Payments from Any Browser, Anytime
Secure Payments from Any Browser, Anytime
With HMS Pay, your team can process payments from anywhere using a standard web browser, no terminal or POS device required. You can securely key in credit card or ACH/e‑check details, add line items or notes, and authorize transactions instantly. HMS Pay supports all major credit and debit cards, along with ACH/e‑check payments.
Everything is fully PCI‑compliant, and HMS uses tokenization and encryption to protect sensitive data throughout the transaction flow. The interface includes built‑in fraud scoring, which helps you detect suspicious transactions before they go through.
Because no hardware is required, this method is ideal for call centers, back‑office billing, mail or telephone orders, or any situation in which the customer is remote. And since all actions happen in a browser, your team can train quickly and scale easily.
You get:
- Instant Authorization
- Support for Card + ACH
- Secure Handling
- Fraud Protection
- Flexibility to Take Payments From Anywhere
Checkout Made Simple and On-Brand
If you want to embed a modern, professional checkout without building a custom system from scratch, HMS Pay’s branded hosted payment page is built for you. You get a secure, PCI‑compliant checkout experience hosted on HMS servers, but it can be styled with your logo, color scheme, and brand messaging to maintain consistency.
This hosted page supports both one‑time and recurring payments (subscriptions), so you can use it for sales, memberships, service plans, etc. It also integrates cleanly with shopping carts, CRMs, ERP systems, billing platforms, and more, making it easy to adopt.
Because HMS handles the behind-the-scenes compliance, you don’t have to worry about the heavy lift of PCI certification or hosting sensitive data. The page is automatically secured, includes tokenization, supports 3D Secure (improving approvals and reducing fraud), and ensures encryption from end to end.
This method is perfect for businesses that want to offer a polished, on‑brand checkout experience with minimal development overhead, and yet retain full control of their customer flow and design.
Checkout Made Simple and On-Brand
Send Invoices and Pay Links – Get Paid Easily Across Every Device
Send Invoices and Pay Links – Get Paid Easily Across Every Device
With HMS Pay’s invoicing module and pay links, you can send professional, trackable invoices or payment URLs to your customers by email or SMS. The invoice includes built‑in “Pay Now” buttons so customers can complete payment instantly from their phone, tablet, or computer.
You can customize invoices with your branding, attach notes or line items, set due dates, allow partial payments or deposits, and even automate reminders to reduce late payments. The system also notifies you when invoices are viewed or paid, helping you stay on top of your receivables.
Because these pay links are powered by HMS’s secure gateway, all transactions remain encrypted and PCI-compliant, and data is tokenized. Whether you’re selling services, doing consulting, or sending invoices for shipped goods, this gives you a frictionless route to get paid.
It’s a convenient option for businesses that want a low-touch but professional way to bill customers, without requiring them to log into portals or punch in payment details manually.
Driving Performance and Control with the HMS Pay Ecosystem
Unlock deeper insights, streamline operations, and enhance customer experience with a payment solution designed to do more. From advanced security to billing automation and deep integrations, HMS Pay delivers a complete suite of tools tailored for modern businesses.
Payments & Pricing Optimization
HMS Pay enables you to accept cards, ACH, and e-checks simultaneously in one intuitive interface—offering your customers flexibility and streamlining your payment operations. For businesses accepting corporate or purchasing cards, Level 3 processing is available to pass enhanced line-item data, which can help lower interchange fees.
HMS Pay also supports AMEX Smart Routing and GSA split payment options to meet the specialized needs of government and large enterprise payments.
Security & Fraud Prevention
Security is built into every layer of HMS Pay. Operating in a PCI DSS Level 1 environment, the platform ensures end-to-end protection of sensitive data through advanced tokenization. Fraud detection is fully customizable, offering tunable risk-scoring rules that adapt to your business.
To further reduce chargebacks, especially from “friendly fraud,” HMS Pay supports 3D Secure, adding an extra layer of authentication during checkout.
Driving Performance and Control with the HMS Pay Ecosystem
Billing Automation
Automate recurring billing with flexible subscription tools that let you define schedules, start dates, and durations—ideal for service plans, memberships, or retainers.
With HMS Pay’s Customer Vault, you can securely store customer profiles and multiple payment methods, making repeat purchases faster and more convenient. All payment data is tokenized and never exposes raw card information, ensuring both speed and security.
Invoicing & Pay-by-Link
Send professional, branded invoices via email, complete with your logo, custom terms, and due dates. HMS Pay enables you to track invoice statuses in real time, showing when they are sent, opened, and paid.
This transparency helps reduce manual follow-up, speeds up collections, and improves the overall customer experience.
Surcharging (Where Permitted)
For merchants operating in states where surcharging is allowed, HMS Pay provides automated tools to calculate and apply surcharges transparently.
The platform ensures compliance with both card-brand and state-specific rules, automatically itemizing fees and presenting them clearly at checkout. This helps you offset processing costs without added complexity.
Integrations & API Access
HMS Pay connects effortlessly to the systems you already use, including shopping carts, CRMs, ERPs, and billing platforms. For developers and teams building custom workflows, a full-featured API is available.
Larger organizations can benefit from multi-MID functionality, which allows for transaction routing by brand or business unit while keeping reporting segmented and clean.
Reporting & Reconciliation
Gain full visibility into your payment ecosystem with real-time dashboards that cover authorizations, settlements, refunds, and ACH returns.
HMS Pay also provides a detailed view of each customer’s history and stored payment methods, making it easier for support teams to resolve issues quickly and confidently. Accurate reconciliation tools keep your financials in sync, helping you make faster, better-informed decisions.
Get a Quick Demo for Free!
Tell us how you take payments today, and we’ll configure HMS Pay to fit, whether you need a branded checkout, recurring billing, or a simple virtual terminal. Feel free to contact our team at 877-517-HOST (4678) to launch faster with a gateway that grows with your business.
Call us today at 877-517-HOST (4678) or fill out our contact form
to speak directly with an offshore payment expert.
