In 2024, the United States faced numerous challenging weather-related events where the D-SNAP program has helped millions of people. Notably, intense storms, including tornado outbreaks, profoundly impacted the Midwest and Southern regions. Among these, a powerful derecho affected Houston, Texas, in early May, with wind speeds reaching up to 100 mph, resulting in significant damage and at least eight fatalities. Concurrently, Greenfield, Iowa, experienced a devastating EF-4 tornado that led to the tragic loss of five lives.

Additionally, the year has been marked by extreme heatwaves and severe wildfires. For instance, the recent mountain fires in  Ventura County in California consumed over 20,000 acres and impacted over a hundred homes, prompting thousands of residents to evacuate. Record-breaking temperatures have also been recorded across various parts of the country.

In response to these disasters, programs like the Disaster Supplemental Nutrition Assistance Program (D-SNAP) have been implemented to support recovery efforts. Continue reading to discover more about how this EBT disaster relief initiative helps you and your family.

What Is the Disaster Supplemental Nutrition Assistance Program?

Like the standard SNAP program, D-SNAP offers electronic food assistance to needy families. However, D-SNAP targets individuals facing disaster-related financial challenges that could impede their ability to purchase groceries. Referred to as “D-SNAP,” “Emergency SNAP,” or “Disaster Relief SNAP,” this initiative is implemented at the state level as a component of disaster relief efforts. A state must first be granted a presidential Individual Assistance declaration to start a D-SNAP program in a county or state.

Following this, the state’s request to run D-SNAP needs approval from the U.S. Department of Agriculture’s Food and Nutrition Service. Once approved, D-SNAP allocates funds through an Electronic Benefits Transfer (EBT) card, which operates similarly to a debit card, allowing recipients to buy approved food items at participating retailers.

Existing SNAP beneficiaries may qualify for additional benefits to increase their food allowance to the maximum permitted for their household size should they experience disaster-related damages. The application procedure and the specific requirements vary by state and are typically communicated via local media and press outlets before the program commences.

Disaster food stamps play a crucial role by swiftly offering SNAP emergency assistance to individuals who might have lost their homes, income, or access to food following a disaster. These benefits are essential in helping people secure nutritious meals as they recover from difficult circumstances.

Understanding the Eligibility Criteria to Qualify for D-SNAP

Eligibility criteria vary between regular SNAP beneficiaries and those who are not recipients. Those not enrolled in regular SNAP could qualify for D-SNAP if they:

• Loss of income directly caused by the disaster.
• Residency in an area officially declared as a disaster zone.
• Injury or property damage resulting from the disaster.
• Expenses related to the disaster, such as costs for evacuation, temporary housing, home or business repairs, medical expenses, or other necessary emergency needs.

Additionally, applicants must comply with specific income and asset thresholds for the disaster period. For the Fiscal Year 2025 (effective from 1 October 2024 to 30 September 2025), the highest standard income deduction, shelter expense deduction, and the maximum monthly SNAP net income limit are added to determine the Disaster Gross Income Limit (DGIL). A household’s income and liquid assets during the disaster benefit period must fall within the specified income limit for its size after deducting disaster-related expenses.

Current SNAP recipients might qualify for additional support under specific conditions. They could be eligible if they receive less than the maximum benefit for their household size or have faced disaster-related losses affecting their food security. In these situations, D-SNAP can provide supplementary benefits to increase their total assistance to the maximum allotment for their household size.

What Are the Income Limits for Disaster Benefits in FY 2025?

As mentioned, eligibility is based on the DGIL, which calculates a household’s net income and available liquid assets during the disaster benefit period after subtracting unreimbursed disaster-related costs. The DGIL for the 48 contiguous U.S. states and the District of Columbia for Fiscal Year 2025 is outlined below:

Household Size	Income Limit	Allotment
One member	$2,085	$291
Two members	$2,514	$535
Three members	$2,942	$766
Four members	$3,380	$973
Five members	$3,845	$1,155
Six members	$4,308	$1,386
Seven members	$4,736	$1,532
Eight members	$5,165	$1,751
Every additional member	+$429	+$219

Note: Income limits differ for Alaska, Guam, Hawaii, and the U.S. Virgin Islands. For updated information on D-SNAP income limits and eligibility requirements, contact your state’s SNAP office or visit the USDA’s Food and Nutrition Service website.

Eligible deductions for disaster-related expenses include costs for home or business repairs, temporary shelter, and evacuation or relocation expenses. Costs tied to personal injuries resulting from the disaster and food losses in specific situations may also be eligible.

State agencies might use the Disaster Standard Expense Deduction (DSED) to simplify eligibility checks. This fixed deduction applies to households with $100 or more unreimbursed disaster expenses. Households experiencing only food loss are not eligible for the DSED. If disaster-related costs exceed the DSED, the larger amount is considered for eligibility determination.

What Is the Application Process Like?

Each state runs D-SNAP differently, and the steps involved can vary. Commonly, the process includes:

• Announcement: State agencies use local media to announce when D-SNAP is available, explaining how to apply, when, and the eligibility criteria.
• Pre-Registration: Some states allow pre-registration to speed up the application process. For example, Georgia introduced a pre-registration system during Phase 3 of D-SNAP in November 2024.
• Application Submission: Depending on state rules, applicants might need to apply in person at specific locations or through online call centers. For instance, in October 2024, Florida offered phone-based and in-person application options.
• Verification: Applicants must confirm their identity and may need to provide evidence of disaster-related losses and income.
• Benefit Issuance: Those who qualify receive benefits on an Electronic Benefits Transfer (EBT) card, which can be used at approved food retailers.

For more detailed and accurate insights, check with your closest SNAP office for further details here: https://www.fns.usda.gov/snap/state-directory

What Is the time frame for D-SNAP Benefits?

It is essential to understand that D-SNAP is separate from the regular SNAP benefits and aims to provide immediate assistance after a disaster. The timing and details of D-SNAP are decided by state agencies working with federal authorities following a disaster declaration.

As such, the length and specifics of the assistance may differ based on the disaster’s impact and established response strategies.

Conclusion

The Disaster Supplemental Nutrition Assistance Program (D-SNAP) is vital in providing timely and essential food assistance to individuals and families affected by disasters. By offering an efficient and accessible means to support those facing economic hardship due to natural calamities, this EBT in crises helps mitigate the immediate food insecurity that can result from such events.

A simple application process and flexible eligibility criteria ensure those impacted can access the necessary resources to sustain themselves during recovery. As climate-related disasters continue to affect communities, expanding and refining programs like D-SNAP will support disaster resilience and recovery efforts nationwide.

Frequently Asked Questions