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Current US Discover Interchange Rates
When you open a merchant account with us you get the ability to accept Discover cards. Discover is a major credit card brand in the US. Other major credit cards include Visa, MasterCard, and American Express. Discover cardholder demographics tend to be younger, making this payment method important to cater to younger consumers. Discover cards are not accepted by every merchant meaning accepting Discover increases your businesses value to Discover cardholders.
Common Discover Interchange Rates
Quick Reference (comprehensive lists found below)
| Card Present - Discover Debit | Interchange Rate |
|---|---|
| Discover Debit | 1.10% + $0.16 |
| Discover Debit Regulated | 0.05% + $0.22 |
Discover Debit Card Rates
| Card Present - Discover Debit | Interchange Rate |
|---|---|
| Discover Debit | 1.10% + $0.16 |
| Discover Debit Regulated | 0.05% + $0.22 |
| Keyed - Discover Debit | Interchange Rate |
|---|---|
| Discover Debit | 1.750% + $0.20 |
| Discover Debit Regulated | 0.05% + $0.22 |
Discover Credit Card Rates
| Card Present - Discover Credit | Interchange Rate |
|---|---|
| Discover Consumer Credit | 1.56% + $0.10 |
| Discover Rewards Credit | 1.71% + $0.10 |
| Discover Premium Credit | 1.71% + $0.10 |
| Discover Premium Plus Credit | 2.15% + $0.10 |
| Discover Commercial Credit | 2.30% + $0.10 |
| Keyed - Discover Credit | Interchange Rate |
|---|---|
| Discover Consumer Credit | 1.87% + $0.10 |
| Discover Rewards Credit | 1.97% + $0.10 |
| Discover Premium Credit | 2.00% + $0.10 |
| Discover Premium Plus Credit | 2.40% + $0.10 |
| Discover Commercial Credit | 2.30% + $0.10 |
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Discover Recurring Credit Card Rates
| Discover Recurring | Interchange Rate |
|---|---|
| Discover Debit Recurring | 1.20% + $0.05 |
| Discover Debit Regulated Recurring | 0.050% + $0.22 |
| Discover Consumer Credit Recurring | 1.350% + $0.05 |
| Discover Rewards Credit Recurring | 1.35% + $0.05 |
| Discover Premium Credit Recurring | 1.35% + $0.05 |
| Discover Premium Plus Credit Recurring | 1.80% + $0.05 |
| Discover Commercial Credit Recurring | 2.30% + $0.10 |
Discover International Credit Card Rates
| Card Present - Discover International Credit | Interchange Rate |
|---|---|
| Discover International Consumer Credit | 1.20% + $0.00 |
| Discover International Rewards Credit | 1.65% + $0.00 |
| Discover International Premium Credit | 1.65% + $0.00 |
| Discover International Premium Plus Credit | 1.65% + $0.00 |
| Discover International Commercial Credit | 1.90% + $0.00 |
| Keyed - Discover International Credit | Interchange Rate |
|---|---|
| Discover International Consumer Credit | 1.70% + $0.10 |
| Discover International Rewards Credit | 1.70% + $0.10 |
| Discover International Premium Credit | 1.70% + $0.10 |
| Discover International Premium Plus Credit | 1.79% + $0.10 |
| Discover International Commercial Credit | 1.90% + $0.10 |